The stench of smoke, pockmarked cushioned chairs decaying against
the walls, grimy windows and an overwhelming sense of despair, were the things
that put me off spending any time trying to claim benefit when I was an
unemployed teenager.
It was
a post-school, pre university time and going to the dole office to get a bit of
extra cash seemed like a sensible thing to do. But, in that wretched, gloomy,
room, on an upper floor of an anonymous building in Nottingham, it was hard to
bear. Whether my circumstances allowed me even to claim, I have no idea but,
fortunately for me, I had a home and family to go back to and I didn’t need to
wait to find out.
This
brief episode – it probably lasted under a minute – was illuminated in my mind
as I listened to witnesses before the Work and Pensions Committee on Wednesday
discussing their experiences with Universal Credit. None had the security to
walk away from the system and all were trapped within the labyrinthine chaos of
the government’s flagship benefits programme.
On the
face of it, the justification for the UC system is hard to question. Replacing
six benefit systems for one payment appears to be a logical simplification of a
bureaucratic, perplexing, minefield.
When
unveiled by the then Work and Pensions Secretary in 2010, Iain Duncan Smith
proclaimed it would restore ‘fairness and simplicity’ to the welfare system.
Recipients would receive a monthly payment and they would be encouraged back
into work through coaching. As they started to earn, the regular payments would
taper off as salaries increased.
Addressing
that year’s Conservative Party conference, Mr Duncan Smith said:
‘We
will break down the barriers to work and ensure work pays but in return, we
have the right to insist that when work is available you take that work and
work hard to keep that job. For those who want to choose not to work, under
this government this will no longer be an option.’
And
yet, on Wednesday, the Work and Pensions Select Committee heard witness after
witness recount horror stories when dealing with the system. One mother told
the committee that, although offered a well-paying job, she felt she had to
refuse it and was still locked out of work as she faced losing all her benefits, at the same time as dealing with all her bills, including very high childcare bills, which would have left her with just with just £60 a month to live on. On the face of it, this story suggests even the core purpose of UC - to get people back into work - was not fulfilled.
Administrator Vikki Waterman, a mother of two girls, told the
committee she was presented with a £1,300 upfront nursery bill before returning
to work from maternity leave. And once she was fined £50 by the nursery because
her Universal Credit came through late and she had been unable to pay her bill
on time. All the MPs and experts in the committee were at a loss as whether she
would be entitled to compensation for this bureaucratic mess-up.
The
most glaring aspect of the whole hearing was the sheer scale of bureaucracy
people on UC were expected to shoulder. Throughout the process, the lists of
what is required to prove eligibility, and that applicants are fulfilling their
many obligations, are frequent and long.
And, while nothing particularly unexpected appears amongst the numerous demands for information, the lists are dotted with officious reminders that any mistakes 'might affect
when you get paid or how much you get paid’.
Once claimants have safely navigated through that process,
assuming they are not looking after babies, they will be expected to look for
work and prove that they are doing so. A CV must be written and if jobs are not
immediately available applicants must go on training courses. And they will
have to inform the authorities of any change in circumstances 'straight away'
via the online portal via their personal ‘journals’. Yet another trip to the library for those
without reliable internet access at home.
All this may sound perfectly reasonable, but, the online system
itself is riddled with flaws and leaves people struggling to cope. Dalia Ben-Galim, the
director of policy at Gingerbread, the charity for single parents, told MPs:
'Journals
are not working for every claimant on Universal Credit. There's a lack of
information a lack of alerts. There are too many teething problems to allow
them to work well.
'No
one is going to check every day in case there's a message asking them
something. Not all the information is accessible and viewable. It requires
quite big amounts of data to access all of the documents, and not everyone has
wifi at home.
'The
system of journals is potentially great, but it's still got teething problems.'
This IT
failure is further compounded by reports from staff that they are often not
alerted to messages from claimants. Every missed message could lead to a
suspension of benefits payments and yet more hardship. It’s impossible to count
the number of stories which have appeared where someone on UC has been
penalised because of a computer glitch.
It
isn't just those seeking benefits who are struggling to cope; those tasked with
'coaching' them find the process confusing and exhausting. One employment coach
contacted me and said:
'Too
much of my limited time with clients is spent helping them complete/maintain
Universal Credit claims. I have an MA and often struggle - a lot of my clients
have learning difficulties.'
This is
not, of course, a new issue. The failures of the system have been very well
documented since Iain Duncan Smith's scheme first materialised. Yet the government
still persists, seemingly wilfully ignoring the huge flaws in the system and
the terrible hardships it is causing. And today (26/10/18) sees the publication of another
scathing report from MPs.
This
time, it's from the Public Accounts Committee which specifically accuses the
Department for Work and Pensions of turning a 'deaf ear' to concerns and
adopting a 'fortress mentality'.
'The
introduction of Universal Credit is causing unacceptable hardship and
difficulties for many of the claimants it was designed to help.
'The
department's systemic culture of denial and defensiveness in the face of any
adverse evidence presented by others is a significant risk to the programme.'
Chair
of the committee Meg Hillier added:
'A
department in denial cannot learn from its mistakes and take the action
necessary to address the desperate hardship suffered by many Universal Credit
claimants.'
Of
course, there could be another reason for this refusal to recognise the huge
problems with the system.
Ms
Ben-Galim made the interesting suggestion that it was a deliberate ideological
decision to make it so onerous, citing, as evidence, how parents not receiving
benefit only needed to provide proof their child is registered with a care
provider to receive tax-free childcare support while someone on Universal
Credit must provide a receipt for every single payment.
'I think that is ideological, that is an active
decision that has been made about how people depending on where they are on the
income scale are treated. I would argue it's a real inequity and real
difference in how you prove what childcare you're using.'
And
chairman of the committee, Frank Field, made the point the system 'would work
really well if it was for the middle class' as its structure was built around
regular monthly salaries and didn’t have the flexibility to work for those
surviving on weekly or daily wage packets.
My inclination is that it is a step too far to claim that it is an ideological decision to create such an unwieldy, difficult system. It is instead, surely, a staggering failure of empathy towards those who may lead less easily structured lives and face greater challenges in everyday life.
Just as I cannot claim to understand or appreciate the
multifarious hurdles and obstacles those needing benefit face, it would be
unreasonable to expect all MPs to have the personal life experiences that can equip
them to face every terrible case that came before them.
But there is no excuse to consciously ignore the vast quantities
of evidence showing thousands of people are being severely punished, through no
fault of their own, by a failing system on a daily basis.
MPs do have a responsibility to listen to evidence, which has been drawn from the whole gamut of problems: human failures; software inadequacies; endless delays; the loss of homes; the lack of food; and a host of other challenging consequences of this deficient system too numerous to list here. But, as is so often the case, the loss of empathy may underlie the principal failures of policy.
MPs do have a responsibility to listen to evidence, which has been drawn from the whole gamut of problems: human failures; software inadequacies; endless delays; the loss of homes; the lack of food; and a host of other challenging consequences of this deficient system too numerous to list here. But, as is so often the case, the loss of empathy may underlie the principal failures of policy.